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Hi, I’m Addy.

Know your numbers. Fund your growth. Feel ready for whatever’s coming.

You’re great at your business. I’ll help with the money part.

Financing shouldn’t feel like a pop quiz with a sales pitch attached.

No fee to owners. No credit pull to send the form.

Addy, a fluffy coral avatar with a navy-and-coral plush bow on the side

Hi, I’m Addy.

Here when you’re ready

Illustration: an example conversation, not a real owner or a quote.

Tell me what you’re trying to fund, and I’ll ask a few questions about the business.
A second work truck. $60K.
Got it — a second truck. How long have you been in business?
We opened in Jan 2026.
And about how much comes in each month?
About $20K last month.
That helps. I’ll show you what money like this costs, then get your request in front of funding partners.

Your next step

Pick what you’re working toward, and I’ll take it one question at a time. No credit pull to send the form.

An anime-style illustration of a shopkeeper checking her notebook while Addy, a fluffy coral avatar with a navy-and-coral bow, helps pack a box in a cozy plant-filled workshop

Stop guessing. Start knowing.

A clearer way forward

One conversation.
One step at a time.

You don’t need to know lender language. Start with your business as it is. I’ll help you make sense of the numbers, explain what’s happening, and tell you the next step.

  1. 01

    Tell me about the business you’ve built.

    I’ll start with the basics, like time in business, revenue, and what you’re working toward. I don’t pull your credit to send the form.

  2. 02

    See what the money costs.

    I show the math for each shape of funding and explain the tradeoffs. You stay in control. I don’t give financial advice or tell you what to choose.

  3. 03

    I take your request to funding partners.

    Partners who work with businesses like yours get your request and contact you directly. They make every decision, and a partner may run credit as part of its own underwriting; it will tell you when it does.

Same Addy, your world

I dress for the job.

Whatever you run, the conversation starts the same way: what you’re trying to fund, and what the business brings in. Pick your trade and I’ll meet you there, outfit and all.

Addy in denim overalls with a pipe wrench in the pocket

Plumbing

Running a plumbing business? Tell me what you’re trying to fund: a work van, a second crew, parts to stock.

Talk it through
Addy in an electrician’s tool belt holding pliers

Electrical

Running an electrical business? Tell me what you’re trying to fund: a service truck, new tools, an apprentice.

Talk it through
Addy holding a smart thermostat

HVAC

Running an HVAC business? Tell me what you’re trying to fund: a second truck, units for the busy season, seasonal payroll.

Talk it through
Addy wearing work gloves for garage door service

Garage door

Running a garage door business? Tell me what you’re trying to fund: a service van, door inventory, a second installer.

Talk it through
Addy holding a multimeter for appliance repair

Appliance repair

Fixing appliances for a living? Tell me what you’re trying to fund: a parts van, diagnostic gear, a second tech.

Talk it through
Addy in a hard hat holding a hammer

Handyman & home repair

Got jobs lined up? Tell me what you’re trying to fund: a truck, better tools, extra help.

Talk it through
Addy holding a small chainsaw for tree service

Tree service

Running a tree crew? Tell me what you’re trying to fund: a chipper, a bucket truck, crew payroll.

Talk it through
Addy holding a pest control spray bottle

Pest control

Running a pest control route? Tell me what you’re trying to fund: a second truck, spray equipment, supplies.

Talk it through
Addy holding a cleaning broom upright

Residential cleaning

Running a cleaning business? Tell me what you’re trying to fund: supplies, a second crew, a work vehicle.

Talk it through
Addy holding a wrench for auto repair

Auto repair

Running an auto shop? Tell me what you’re trying to fund: a new lift, scan tools, a second bay.

Talk it through
Addy carrying a mechanic’s toolbox

Mobile mechanic

Wrenching on the road? Tell me what you’re trying to fund: a stocked service van, diagnostic gear, tools.

Talk it through
Addy in a calm med spa setting with an orchid and a jade roller

Med spa

Running a med spa? Tell me what you’re trying to fund: treatment rooms, new technology, a second location.

Talk it through
Addy with a puppy for pet grooming

Pet grooming

Running a grooming business? Tell me what you’re trying to fund: a grooming van, a second tub station, more space.

Talk it through
Addy with her navy-and-coral plush bow

Something else entirely

Not every business fits a label. Tell me what you run and what you’re working toward.

Talk it through

Clarity before commitment.

Financing should not feel like a test you forgot to study for. My job is to help you understand what you’re looking at before you decide what happens next.

No fee to owners

Addy charges you nothing to explain the options or to send your request.

Numbers with context

See what a figure means for the conversation, not just where to type it.

Next step, said plainly

Before you send anything, I tell you what happens after: who gets your request and who will contact you.

The catch, said out loud

Every shape of funding has a cost and a catch. I show you both, with the math.

Before you begin

Ask the question you’re actually thinking.

You deserve a straight answer about the process, the tradeoffs, and what information is needed.

“I’m Addy. I take the guesswork out of small-business funding.”

Will this affect my credit?

Not with me. The form is information, not an application, and I do not run credit. A funding partner may run credit as part of its own underwriting, and it will tell you when it does.

Is Addy a lender?

No. Addy does not approve, decline, price, fund, or make financing offers. Addy explains the options and gets your request in front of funding partners, who make every decision.

Will you tell me what to choose?

No. I can explain terms, show what your numbers mean, and show the costs and catches that come with an option. The decision stays yours.

What should I have ready?

Your business’s basics: your state, your industry, how long you’ve been in business, a rough monthly revenue, and what you want the money for. An EIN helps if you have one. If a partner needs more later, I’ll explain what and why.

Your business is real. Your next step should feel real, too.

Start with what you know. I’ll make the money part easier to understand from there.

AddyAsk Addy

No fee to get started

Addy is a trade name of Addy Capital LLC. Addy is not a lender and does not make credit decisions, approve applications or offer financing. We gather the information a funding partner needs and share it with funding partners who may contact you; every decision is the partner's. Partners may compensate Addy for that introduction. Currently not available in CA, CT, FL, IL, KS, LA, MO, NE, NY, NC, ND, TX and VA.

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