Industries
Funding, explained for your trade.
A body shop that waits on insurers and a mechanical shop paid at pickup look nothing alike to a funding partner, even when they share a wall. Generic advice misses that. I wrote these for the trade you’re actually in.
Home & trade services
Home & trade services
Plumbing
Service and drain work is paid at the door. What a truck-mounted plumber's funding file looks like and what the money is usually for.
Home & trade services
Electrical
Panel upgrades, EV chargers, service calls. What funding buys in a service electrical shop, and why who pays you matters more than what you install.
Home & trade services
HVAC
Seasonal, high-ticket, and heavily marketed to. What a funding partner sees in an HVAC file, and why the month you take an advance matters as much as the rate.
Home & trade services
Garage door
Urgent work, paid at the door, and a trade where the part on the truck decides who gets the job. What funding buys and what a partner reads in the file.
Home & trade services
Appliance repair
Small tickets, high frequency, paid at the door. What a funding file looks like and what the money is usually for.
Home & trade services
Handyman & small remodel
Paid in halves, materials fronted in between, jobs of wildly different sizes. What to have in place before a funding partner will take the file seriously.
Home & trade services
Tree service
Equipment-heavy, seasonal, and paid by three different kinds of customer. What funding buys and how the calendar reads to a partner.
Home & trade services
Pest control
Recurring service plans are the steadiest revenue shape in the trades. What that means for a funding file, and what the money usually buys.
Home & trade services
Residential cleaning
Recurring clients, small tickets, and payroll every Friday. What a cleaning company's funding file looks like and what the money is usually for.
Auto & vehicle
Auto & vehicle
Auto repair
Card-paid at pickup, steady all year, and the bay is the bottleneck. What funding buys in a mechanical shop and what partners look at.
Auto & vehicle
Mobile mechanic
Great economics, early stage. What to have in place before a funding partner will take the file seriously.
Don’t see your trade?
Pick ‘something else’ on the form and tell me what you do. I read it just the same, and the shelf of funding shapes is the same for every trade.